HEALTH & ACCIDENT INSURANCE

Included in the price of the program are the following benefits. The coverage is provided through ASTES and applies while in Spain and only during the program dates.   Medical insurance is provided in Paris to cover only medical emergencies on a limited basis.

This is a partial description of benefits. Naturally, some restrictions apply. Denomination is in euros. Amounts are based on 2009 policy.

Note:  Participants are responsible for submitting their out of pocket qualifying medical expenses (prescription drugs…) to the insurance company for reimbursement. 

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In Spain:

Medical or surgical assistance due to illness or accident..............................Unlimited

Hospitalization…………..…….………..........................…....................…………Up to 1,500 euros

Prescription drugs............................................…........................................................... 100%

Medical transportation................................................................................UP to 900 euros

Accidental death.........................................................................................Up to 1,500 euros

Total disability...........................................................................................UP to 6,000 euros

Partial disability………..…….............................….........................…………..Up to 3,000 euros

 

Trip Cancellation Insurance

This type of coverage is not included in the price of the program but provides protection against trip cancellation or interruption due to death, serious illness, or injury.  Although we don’t include this type of coverage nor do we sell these policies, we recommend to everyone to look into the benefits it provides. Access America provides this type of coverage.  There are many other companies that do this at similar rates.    Their phone number is  1-800-284-8300.

Information on vaccinations and other health precautions, such as safe food and water precautions and insect bite protection, may be obtained from the Centers for Disease Control and Prevention’s hotline for international travelers at 1-877-FYI-TRIP (1-877-394-8747) or via the CDC’s web site at http://wwwn.cdc.gov/travel/default.aspx. For information about outbreaks of infectious diseases abroad consult the World Health Organization’s (WHO) web site at http://www.who.int/en. Further health information for travelers is available at http://www.who.int/ith/en.